Your money doesn’t have to be messy. Get a handle on your personal finances by budgeting with YNAB—a proven method and budgeting app that gives you real results. On average, new budgeters save $600 in their first two months and more than $6,000 their first year.
Pay off more debt, grow your savings, and reach your goals faster. See a complete view of your personal finances. Gain total control of your money with YNAB (You Need A Budget). Try it free for 34 days.
Securely link your accounts and see your complete financial picture in one place.
Real-Time Expense Tracking
View changes to your budget in real time across devices, making it simple to share finances with a partner.
Find more money and motivation for your debt payoff with our loan planner tool. We’ll calculate the interest and time saved for every extra dollar put toward debt.
Turn your financial goals into reality with our powerful goal-setting features. Create categories for your financial goals and big purchases, and see your growing progress at a glance.
Spending & Net Worth Reports
Visualize your spending and progress with budget reports. See your average grocery spending (down to the cent) and your growing net worth in full technicolor glory.
We don’t (and won’t) sell your data. We don’t pitch you recommended products in-app. When you open your budget app, it’s just that—your budget.
Award-Winning Customer Support
Ask our extremely friendly, incredibly helpful support team your budgeting questions anytime via email or live chat.
Feel Better About Your Money
Tired of timing bills to pay day? Frustrated that you make OK money, but have nothing to show for it?
The YNAB budgeting app and its simple four-rule method will help you demolish your debt, save piles of cash, spend without guilt, and reach your financial goals faster.
Free for 34 Days
Monthly or Annual Subscriptions Available.